November 13, 2023,
Have you ever had a moment to reflect on, how at the moment, things are really going well?
Life is good.
Make that great.
Then you begin to analyze the categories.
You are working out and eating well, so your health is good.
You are in a happy relationship and have wonderful family and friends.
Things are going well on the job.
You are very happy with your residence.
You are able to live within your means and save money for the future.
Yes, sit back and savor it.
Then, perhaps you should do something else. And what is that?
Analyze what got you there. Now, don’t over think it, just think about it. To make it easy for you, as we like to do, we will share a real life experience from our circle.
Nick has reached a point at late middle age, where things are actually going very well.
It wasn’t always that way.
After working for over 20 years, Nick built up quite a nest egg.
During the housing crash, he made some bad decisions and he allowed so called friends and relatives to prey upon him to get to his finances.
He lost a ton of money. About 70 percent of his wealth.
Soon, he and 50 percent of the employees at the company he worked for were furloughed, then laid off.
During that very stressful time, he developed cancer. Instead of standing by him, all of his friends and family left for greener pastures.
He was alone.
Again, this is a true accounting.
During some of his darkest hours as an adult, first Nick blamed others, the ones who helped him dig his grave but it wasn’t until he took responsibility for his own mistakes that things began to turn around.
He barely survived cancer, but he did survive.
He also made a decision not to give up but as he began to build a new life, to not repeat the same mistakes he made before.
The biggest thing that changed his life was to learn from his mistakes of refinancing his homes, which he lost during the famous 2008 crises. With his remaining 30 percent of his wealth, he made a bold decision.
He paid cash for a small residence in a gated community.
Within 3 years, the property values tripled and he owned it free and clear. Previously, Nick had money coming in but he also carried massive debt on his own home in a gated community and his rental properties.
Nick learned, not having a mortgage of any kind is a massive relief and the starting place to turning your finances around. For a few years, he had to rent and realized what a colossal waste of money that was and, if he kept paying California rent, he could drain his savings and not be far away from being financially desperate.
Possibly homeless.
Paying cash for a property was one of the wisest things he ever did as an adult.
He soon got a steady job and was saving money again.
Next, instead of working at a job he hated, he decided to work with us at FCI and finally began working at something he loved, though he didn’t quit his day job yet.
In terms of his health, he also had to take responsibility that he contributed to it. Not always but sometimes being afflicted with cancer is based upon being stressed out, which he greatly was, and eating poorly.
Let’s examine that.
When we say eating poorly, we don’t mean drinking a lot of alcohol and not eating meals with vegetables. He was surprised how eating fast foods, even 2-3 times a week can be really bad for your health. A hamburger here, a taco there and some pizza on a regular basis can be terrible for your health.
He cut them down to about once a month each.
He stopped drinking sugary sodas, which he absolutely loved. There is nothing like a hamburger or pizza with cream, grape, orange, strawberry or coca cola.
He loved those combinations.
Also an ice cold beer with Chinese food.
Now, Nick could never eat like that again.
Then came the second biggest change.
Nick became very careful who he associated with or let back in his life.
One of the biggest mistakes of the past was allowing predatory people, with a smile, back into his life. He also eliminated anyone, relatives or not, who brought conflict into his space.
No one was ever going to get to his money again. Now?
Nick is living a dream life. Not a perfect one, but close.
So, time for a recap and quick summation.
Nick changed his life when he stopped blaming others for his downfall and took responsibility for his mistakes and even began to live a more spiritual life.
Next, he paid cash for a residence which took all of the money pressures off of him.
He began to exercise more and eat a lot healthier.
He separated from his wife.
He works at what he loves.
So, does this all make sense?
Now, Nick is wise enough to know that he has it great.
In the present.
What would he suggest to you?
Don’t live in the past or the future. Live and enjoy the present. Realize that compared to before, you have it really good now. Appreciate that, always. What can rob you of now is dwelling on your losses, comparing yourself to others, where, on the outside looking in, they made better decisions than you did. Even if they did, what does that have to do with your current life?
In terms of people and money, absolutely learn from the past. In Nick’s experience, people can be predatory and it is often about what they can get and rarely about what they can give.
Be mindful of that.
But above, one day at a time, appreciate where you are at now.
Around the world, because democracies are falling, millions have lost their homes and material possessions and he knows new citizens who started over with just the clothes on their back.
Countless have died because of war.
The earth, in real time, still has raging fires, earthquakes, tornadoes and floods. If you haven’t been affected by that, be extremely happy.
All said and done, when your life is good, stable, financially solid and free of stress, stay in the present and love that scenario.
Life is about right now, and right now, because you changed, you have a great one.
~ ~ ~
OPENING PHOTO mimagephotography-Shutterstock-photo-credit-Editorial-use fciwomenswrestling2.com Femcompetitor.com, grapplingstars.com, fciwomenswrestling.com
https://www.fciwomenswrestling2.com
https://www.fcielitecompetitor.com/
https://fciwomenswrestling.com/